Terms & Conditions | BankBriz.com™ (www.bankbriz.com)

Last Updated: 01/01/2026

Welcome to BankBriz™. By accessing or using www.bankbriz.com, you agree to comply with and be legally bound by the following Terms & Conditions. These terms govern your use of our loan comparison, lead generation, and financial information platform.

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1. General Overview

BankBriz™ is a digital financial services platform that provides loan-related information, calculators, eligibility tools, and lead generation services for Banks, NBFCs, and RBI-authorised Direct Selling Agents (DSAs).

BankBriz™ does not provide loans directly and is not a lender.
By using this website, you confirm that you have read, understood, and accepted these Terms & Conditions.

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2. Data Collection & RBI-Compliant Privacy

Your personal and financial data is collected only for loan eligibility checks, application processing, and communication purposes.

We strictly follow:

• RBI Digital Lending Guidelines (2022)

• RBI Fair Practices Code

• ISO 9001:2015 certified data security standards

We ensure:

• No data is sold to unauthorised parties

• User consent is obtained before data sharing

• Secure encryption, APIs, and controlled access are used

For more details, please refer to our Privacy Policy.

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3. Loan Application Process

• BankBriz™ only facilitates loan applications by forwarding user details to partner Banks/NBFCs/DSAs.

• Loan approval, interest rate, tenure, EMI, and disbursal are solely determined by the respective lender.

• Submitting an application on BankBriz™ does not guarantee loan approval or disbursal.

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4. CIBIL & Credit Bureau Enquiries

By submitting your details, you explicitly consent to:

• Soft or hard credit enquiries by partner institutions

• Use of PAN, Aadhaar, or KYC details for verification

• Evaluation of your CIBIL or other credit bureau scores

BankBriz™ has no control over approval or rejection based on credit profile.

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5. No Guarantee or Liability

BankBriz™ does not:

• Guarantee loan sanction, interest rate, EMI, or disbursal timeline

• Accept responsibility for rejections, delays, or lender decisions

Our role is limited to being a referral and financial lead platform.

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6. Communication & User Consent

By using BankBriz™, you authorize us and our partners to contact you via:

• Phone calls

• SMS

• Email

• WhatsApp

for loan updates, eligibility information, and offers.

You may opt-out anytime by emailing support@bankbriz.com.

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7. Nature of Services

• BankBriz™ does not disburse loans or issue credit

• We only assist by connecting users with authorised lenders

• Final decisions, documentation, and timelines are entirely lender-controlled

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8. User Responsibilities & Declarations

By using BankBriz.com, you confirm that:

• All information provided is true, accurate, and complete

• You authorize BankBriz™ and its partners to process your data

• You understand that inaccurate information may lead to rejection

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9. Eligibility to Use the Platform

You confirm that:

• You are 18 years or older

• You are an Indian citizen or resident

• You possess valid PAN, Aadhaar, or government ID

• You are legally capable of entering financial contracts

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10. Use of Services

• BankBriz™ provides financial information, tools, and lead forwarding

• We do not influence lender decisions

• Loan offers are made directly by Banks/NBFCs

• Application submission does not ensure approval

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11. Fees, Payments & Fraud Prevention

• BankBriz™ does not charge upfront fees for loan applications

• Lenders may charge processing or service fees, disclosed by them

• Do not pay cash to any BankBriz agent or representative

• BankBriz™ may earn commission from partner lenders for successful leads

⚠️ Report any suspicious payment requests immediately.

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12. Third-Party Links & Disclaimer

• BankBriz™ may redirect users to external bank/NBFC portals

• We are not responsible for third-party content, changes, or security

• Loan agreements are strictly between you and the lender

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13. Governing Law & Jurisdiction

These Terms are governed by the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of courts in Kolkata, West Bengal, India
(You may update this location if needed.)

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14. Limitation of Liability

BankBriz™ shall not be liable for:

• Loan rejection or processing delays

• Credit score impact

• Financial loss due to lender decisions

• Fraud or misrepresentation by third parties

Our liability is limited to our role as a technology and referral platform.

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15. Intellectual Property Rights

All website content including:

• Text, tools, calculators, UI/UX

• Logos, branding, and designs

are the intellectual property of Venkateswara Associates / Shyam Sales & Services, unless otherwise stated. Unauthorized use is prohibited.

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16. Amendments & Updates

BankBriz™ reserves the right to modify these Terms & Conditions at any time. Continued use of the platform constitutes acceptance of the updated terms.

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17. Changes to Terms

Users are encouraged to review this page periodically. The latest version will always apply.

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18. Contact & Grievance Redressal

For any queries, concerns, or complaints:

support@bankbriz.com
https://www.bankbriz.com

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Regulatory Compliance Note

BankBriz™ adheres to:

• RBI Fair Practices Code

• RBI Digital Lending Guidelines, 2022

• ISO 9001:2015 data standards

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⚠️ Legal Disclaimer

This document is intended for general informational purposes. Business-specific legal requirements may vary. BankBriz™ strongly recommends consulting a qualified legal professional for compliance assurance.

 

***Please note that the content and format of your T&C document may vary depending on your specific business model and legal requirements in your jurisdiction.

It's crucial to seek legal advice or consultation to ensure that your T&C document is legally accurate and compliant with applicable laws and regulations.***

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Terms and Conditions (T&C) for a website like bankbriz.com, which acts as a loan agent for private banks, are vital for several reasons.

They set the rules and expectations for users and help protect your business legally. Below, I'll outline the style and importance of such T&C.