Last Updated: 01/04/2025
(An ISO 9001:2015 Certified Platform)
By accessing and using BankBriz.com, you agree to be bound by these Terms & Conditions. BankBriz™ is a digital platform that facilitates personal loan-related information and lead generation for multiple banks and NBFC via authorized DSAs (Direct Selling Agents) or partners. We do not issue loans directly.
By using BankBriz.com, you agree to these Terms & Conditions.
Your data is collected strictly for loan eligibility, application, and communication purposes.
All data is stored and processed in compliance with the RBI’s Digital Lending Guidelines and ISO 9001:2015 data security practices.
We ensure:
No data is sold to unauthorized parties.
User consent is taken before data sharing.
Encryption & secure APIs are used to protect sensitive data.
You understand that BankBriz only facilitates loan applications through third-party NBFCs and banks.
The loan terms (interest, tenure, approval) are governed solely by the respective financial institution.
Submitting a form on BankBriz does not guarantee loan approval.
By submitting your application, you consent to:
A soft or hard pull of your credit profile by our partner institutions.
Sharing your PAN or Aadhaar for KYC verification.
Your credit score may impact loan approval or rejection, which is not under BankBriz’s control.
BankBriz does not:
Guarantee any loan sanction, rate, or disbursal time.
Take responsibility for delay, rejection, or loss caused by any lender.
We serve as a referral or lead generation platform and not a lending institution.
You authorize BankBriz and its partners to contact you via SMS, email, phone, or WhatsApp for updates and offers.
You can opt-out by emailing support@bankbriz.com.
BankBriz.com does not provide loans directly.
We assist customers by forwarding their loan requests to authorized banks/NBFCs/DSAs for further processing.
Final approval, processing time, interest rate, and documentation are entirely controlled by the lending institutions.
By using this platform, you:
Consent to share personal and financial information for loan-related services.
Authorize BankBriz and its partners to contact you via phone, SMS, email, or WhatsApp.
Agree that all the information submitted is true and accurate.
By using BankBriz.com, you confirm that:
You are an Indian citizen or resident over 18 years of age.
You have a valid PAN, Aadhaar, or other government-approved ID.
You are legally capable of entering into contracts.
You are applying for a loan on your own behalf or with proper authorization.
BankBriz provides information and lead forwarding services.
We do not disburse loans or make credit decisions.
Offers, terms, and approvals are made directly by the partner bank or NBFC.
Submission of an application does not guarantee approval or disbursal.
BankBriz does not charge any upfront fees for processing loan applications.
If applicable, banks or NBFCs may charge processing fees, which will be disclosed transparently by them.
In no case should you pay cash to any BankBriz agent or representative.
We may earn a commission from partner institutions for approved leads.
BankBriz may link to external bank/NBFC portals to complete applications.
We are not liable for external content, changes, or user experience outside our website.
Loan decisions and agreements are entirely between you and the bank/NBFC.
These Terms are governed by the laws of India.
In case of any disputes, the courts of [Your City/State – e.g., Kolkata, West Bengal] shall have exclusive jurisdiction.
BankBriz shall not be liable for any losses or damages arising from:
Loan rejection or delay by the bank/NBFC
Credit score impact
Fraud by third parties
Our role is limited to connecting you with financial institutions.
All content, calculators, tools, branding, and logos on BankBriz.com are protected and owned by Venkateswara Associates/Shyam Sales & Services unless otherwise stated.
BankBriz.com reserves the right to update or modify these Terms at any time without prior notice. Continued use of the platform constitutes acceptance of the revised terms.
BankBriz may revise these Terms at any time. Users are encouraged to review the most current version regularly. Continued use of the site means acceptance of updated terms.
If you have any questions or complaints, contact us at:
support@bankbriz.com
www.bankbriz.com
We follow RBI’s Fair Practices Code, Digital Lending Guidelines 2022, and data privacy standards as per ISO certification.
***Please note that the content and format of your T&C document may vary depending on your specific business model and legal requirements in your jurisdiction.
It's crucial to seek legal advice or consultation to ensure that your T&C document is legally accurate and compliant with applicable laws and regulations.***
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Terms and Conditions (T&C) for a website like bankbriz.com, which acts as a loan agent for private banks, are vital for several reasons.
They set the rules and expectations for users and help protect your business legally. Below, I'll outline the style and importance of such T&C.