Compare Business Loan

💼

Compare Business Loan Options from Top Private Banks to Find the Right Financing Solution for Your Business Needs. Evaluate Interest Rates, Loan Amounts, Eligibility, & Fees in One Place. Choose the best Business Loan & Apply Online — Check Your Offer in Just 2 min.

Choose Your Lender	Rate of Interest	Processing Fees	Loan Amount Up to	Loan Tenure Up to
	10.75% - 22.5% Rate of Interest	1% - 2% PF + GST add extra	₹1L - ₹75L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: You can foreclose your business loan after paying just 1 EMI (subject to bank policy). A 4% + GST charge on the principal outstanding applies if the loan is closed between 1–24 months. The charge reduces to 3% + GST for 25–36 months, and 2% + GST after 36 months, as per bank policy. For MSME loans (≤ ₹50L), foreclosure charges may be NIL (when closed from own sources) 🧩 Part-Payment Rules: Part-payments are allowed only after completion of 1 EMI. Part-payment charges apply at 4% + GST when the loan is between 1–24 months old, 3% + GST for 25 to 36 months, & 2% + GST after 36 months. Part-payments are allowed only twice during the loan tenure & part-payment cannot exceed 25% of the principal outstanding. Rating: Processing Time: Minimum 3 - 7 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹40L Minimum CIBIL: 700 - 750+ Score Location: PAN India Service (25–50 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Months Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case) T&C Apply as per credit policy
	15.99% - 24.5% Rate of Interest	1% - 2.5% PF + GST add extra	₹1L - ₹50L Loan Amount	12 - 48 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure of the business loan is generally allowed after minimum 6 EMIs (cooling period). A 4% + GST charge on principal outstanding applies if the loan is closed between 7–24 months. The charges reduce to 3% + GST for 25–36 months and 2% + GST after 36 months, as per standard bank policy. 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 3 - 7 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹50L Minimum CIBIL: 730+ Score Location: PAN India Service (Only Listed Pin Codes) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case) T&C Apply as per credit policy
	13.25% - 19.25% Rate of Interest	1% - 2% PF + GST add extra	₹1L - ₹1Cr Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: You can foreclose your business loan after paying a minimum of 1 EMI. A 3% + GST charge on the principal outstanding applies in case of early closure. For MSME loans (≤ ₹50L), foreclosure charges may be NIL after 1 EMI (subject to conditions) 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 23 - 65 Years Minimum Tranover: Yearly Above ₹40L Minimum CIBIL: 700+ Score Location: PAN India Service (Across All Areas) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Months Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case) T&C Apply as per credit policy
	12.99% - 24.5% Rate of Interest	1.5% - 3% PF + GST add extra	₹1L - ₹1Cr Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure of the business loan is generally allowed after a minimum cooling period (typically 6–12 EMIs depending on product). A 5% + GST charge on principal outstanding applies for early closure in standard cases. 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 23 - 65 Years Minimum Tranover: Yearly Above ₹25L - ₹50L+ Minimum CIBIL: 700+ Score Location: PAN India Service (Only Listed Pin Codes) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan, Overdraft (Depending on Case) T&C Apply as per credit policy
	13.50% - 21.5% Rate of Interest	1% - 2% PF + GST add extra	₹1L - ₹1Cr Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: You can foreclose your business loan after minimum EMI period (as per loan agreement). A 4% + GST charge on the principal outstanding applies if the loan is closed within 1–24 months. The charge reduces to 3% + GST for 25–36 months, and 2% + GST after 36 months, as per Axis Bank policy. 🧩 Part-Payment Rules: Part-payment is Allowed (case-based as per loan agreement) Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹30L Minimum CIBIL: 700+ Score Location: PAN India Service (Across All Areas) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case) T&C Apply as per credit policy
	15.50% - 22.5% Rate of Interest	1% - 2% PF + GST add extra	₹1L - ₹75L Loan Amount	12 - 48 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: You can foreclose your business loan anytime after disbursement (as per agreement terms). A 4% + GST charge on the principal outstanding is applicable in standard cases. 🧩 Part-Payment Rules: Part-payment is Alowed (case-based as per loan agreement) Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹40L Minimum CIBIL: 700+ Score Location: PAN India Service (40–50 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	15.50% - 24% Rate of Interest	1.5% - 3.5% PF + GST add extra	₹1L - ₹75L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure is allowed after 6 months from disbursement. Nil charges if closed with own funds. Otherwise, 4% + GST on outstanding principal if closed through balance transfer or other source. 🧩 Part-Payment Rules: Part-payment is allowed after 6 months of loan tenure. Customers can make multiple part-payments without any limit on the number of transactions, and no part-payment charges are applicable. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 24 - 65 Years Minimum Tranover: Yearly Above ₹20L - ₹40L+ Minimum CIBIL: 700+ Score Location: PAN India Service (70–80 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	15.99% - 30% Rate of Interest	2% - 3.5% PF + GST add extra	₹1L - ₹50L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclose/pre-close your business loan after paying 12 EMIs. Foreclosure charges are typically 3% + GST on the principal outstanding if closed within the first 13 - 36 months, and 2% + GST if closed after 36 months, according to the latest charge schedule Policy. 🧩 Part-Payment Rules: Part-payment is allowed after 12 months of loan tenure. Part-payments are allowed only twice during the loan tenure & part-payment cannot exceed 25% of the principal outstanding. Applicable charges: 3% + GST, as per the loan agreement. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹20L - ₹30L+ Minimum CIBIL: 700+ Score Location: PAN India Service (40–50 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	16.50% - 25% Rate of Interest	2% - 3.5% PF + GST add extra	₹1L - ₹1Cr Loan Amount	12 - 48 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure (full pre-closure) of a business loan is generally permitted only after 12 months from the date of loan disbursement. The lender charges a pre-closure fee, usually up to around 4% + GST of the principal outstanding. 🧩 Part-Payment Rules: Part-payment is typically allowed after 12 months of the loan. Part payment up to 20% of the disbursed amount in a year may be allowed without charges; if part payment exceeds 20% in a year, a 3% + GST charge on the remaining principal may apply. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 23 - 65 Years Minimum Tranover: Yearly Above ₹30L Minimum CIBIL: 675 - 700+ Score Location: PAN India Service (Only Listed Pin Codes) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	14.50% - 30% Rate of Interest	2.5% - 3% PF + GST add extra	₹1L - ₹90L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: You can foreclose your business loan after paying 6 EMIs. If you close the loan within 12 months, a charge of 6.5% + GST on the outstanding principal will apply. If you foreclose after 12 months, the charge will be 4.5% + GST on the remaining principal amount. 🧩 Part-Payment Rules: Part-payment is allowed after 6 EMIs. Part-payments are allowed only twice during the loan tenure & part-payment cannot exceed 25% of the principal outstanding. Applicable charges 4.5% + GST may apply as per the loan agreement. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹20L - ₹40L+ Minimum CIBIL: 700+ Score Location: PAN India Service (75 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	19.50% - 28% Rate of Interest	2.5% - 4% PF + GST add extra	₹1L - ₹20L Loan Amount	12 - 36 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: You can foreclose your loan after a minimum of 6 EMIs. Charges 7% + GST on principal outstanding (as per policy structure). 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 23 - 65 Years Minimum Tranover: Yearly Above ₹20L - ₹50L+ Minimum CIBIL: 700+ Score Location: PAN India Service (40–50 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	14.50% - 23% Rate of Interest	2% - 4.5% PF + GST add extra	₹1L - ₹80L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure is allowed after 1 month of EMIs have been paid. If you choose to pre-close the loan after 1 month, a foreclosure charge of 4% + applicable GST will be levied on the outstanding principal amount at the time of closure. 🧩 Part-Payment Rules: Part-payment is permitted after 1 month from disbursement. A charge of 4% + applicable GST will apply on the part-payment amount made. The charge is calculated only on the amount being prepaid. Rating: Processing Time: Minimum 1 - 3 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹30L - ₹40L+ Minimum CIBIL: 700+ Score Location: PAN India Service (Only Listed Pin Codes) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	16.50% - 36% Rate of Interest	3.5% - 5% PF + GST add extra	₹1L - ₹75L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Pre-payments can be made only after completing 6 months of EMIs. If the loan is foreclosed between 6–17 months, a charge of 7% + GST on the principal outstanding will apply. For foreclosure between 18–23 months, the charge is 5% + GST, & between 24–35 months, the charge reduces to 3% + GST on the outstanding principal. If the loan is foreclosed after 36 months, no foreclosure charges are applicable. 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹20L - ₹40L+ Minimum CIBIL: 700+ Score Location: PAN India Service (70 KM Geo Limit) Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	17.50% - 36% Rate of Interest	2.5% - 5% PF + GST add extra	₹1L - ₹10L Loan Amount	12 - 36 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure is allowed after a minimum of 6 EMIs. Up to 5% + GST on principal outstanding (as per policy structure). 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 2 - 3 Days Age Limit: 21 - 65 Years Minimum Tranover: Yearly Above ₹20L - ₹50L+ Minimum CIBIL: 700+ Score Location: PAN India Service (Only Listed Pin Codes) Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy
	17.25% - 26% Rate of Interest	1.5% - 3% PF + GST add extra	₹1L - ₹35L Loan Amount	12 - 60 Months Loan Tenure	Request Now Expand Details⏬
🔚 Fore-Closure Rules: Foreclosure is allowed after a minimum of 6–12 EMIs. Charges up to 4% + GST on principal outstanding (standard policy structure) 🧩 Part-Payment Rules: Part-prepayment is generally NOT allowed. Rating: Processing Time: Minimum 2 - 5 Days Age Limit: 23 - 65 Years Minimum Tranover: Yearly Above ₹30L - ₹50L+ Minimum CIBIL: 700+ Score Location: PAN India Service (Only Listed Pin Codes) Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available T&C Apply as per credit policy

Choose Your Lender

Rate of Interest

Processing Fees

Loan Amount Up to

Loan Tenure Up to

10.75% - 22.5%

Rate of Interest

1% - 2%

PF + GST add extra

₹1L - ₹75L

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

You can foreclose your business loan after paying just 1 EMI (subject to bank policy). A 4% + GST charge on the principal outstanding applies if the loan is closed between 1–24 months. The charge reduces to 3% + GST for 25–36 months, and 2% + GST after 36 months, as per bank policy. For MSME loans (≤ ₹50L), foreclosure charges may be NIL (when closed from own sources)

🧩 Part-Payment Rules:

Part-payments are allowed only after completion of 1 EMI. Part-payment charges apply at 4% + GST when the loan is between 1–24 months old, 3% + GST for 25 to 36 months, & 2% + GST after 36 months. Part-payments are allowed only twice during the loan tenure & part-payment cannot exceed 25% of the principal outstanding.

Rating:
Processing Time: Minimum 3 - 7 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹40L
Minimum CIBIL: 700 - 750+ Score
Location: PAN India Service (25–50 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Months Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case)
*T&C Apply as per credit policy*

15.99% - 24.5%

Rate of Interest

1% - 2.5%

PF + GST add extra

₹1L - ₹50L

Loan Amount

12 - 48 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

Foreclosure of the business loan is generally allowed after minimum 6 EMIs (cooling period). A 4% + GST charge on principal outstanding applies if the loan is closed between 7–24 months. The charges reduce to 3% + GST for 25–36 months and 2% + GST after 36 months, as per standard bank policy.

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 3 - 7 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹50L
Minimum CIBIL: 730+ Score
Location: PAN India Service (Only Listed Pin Codes)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case)
*T&C Apply as per credit policy*

13.25% - 19.25%

Rate of Interest

1% - 2%

PF + GST add extra

₹1L - ₹1Cr

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

You can foreclose your business loan after paying a minimum of 1 EMI. A 3% + GST charge on the principal outstanding applies in case of early closure. For MSME loans (≤ ₹50L), foreclosure charges may be NIL after 1 EMI (subject to conditions)

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 23 - 65 Years
Minimum Tranover: Yearly Above ₹40L
Minimum CIBIL: 700+ Score
Location: PAN India Service (Across All Areas)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Months Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case)
*T&C Apply as per credit policy*

12.99% - 24.5%

Rate of Interest

1.5% - 3%

PF + GST add extra

₹1L - ₹1Cr

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

Foreclosure of the business loan is generally allowed after a minimum cooling period (typically 6–12 EMIs depending on product). A 5% + GST charge on principal outstanding applies for early closure in standard cases.

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 23 - 65 Years
Minimum Tranover: Yearly Above ₹25L - ₹50L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (Only Listed Pin Codes)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan, Overdraft (Depending on Case)
*T&C Apply as per credit policy*

13.50% - 21.5%

Rate of Interest

1% - 2%

PF + GST add extra

₹1L - ₹1Cr

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

You can foreclose your business loan after minimum EMI period (as per loan agreement). A 4% + GST charge on the principal outstanding applies if the loan is closed within 1–24 months. The charge reduces to 3% + GST for 25–36 months, and 2% + GST after 36 months, as per Axis Bank policy.

🧩 Part-Payment Rules:

Part-payment is Allowed (case-based as per loan agreement)

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹30L
Minimum CIBIL: 700+ Score
Location: PAN India Service (Across All Areas)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, Balance Transfer- Business Loan (Depending on Case)
*T&C Apply as per credit policy*

15.50% - 22.5%

Rate of Interest

1% - 2%

PF + GST add extra

₹1L - ₹75L

Loan Amount

12 - 48 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

You can foreclose your business loan anytime after disbursement (as per agreement terms). A 4% + GST charge on the principal outstanding is applicable in standard cases.

🧩 Part-Payment Rules:

Part-payment is Alowed (case-based as per loan agreement)

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹40L
Minimum CIBIL: 700+ Score
Location: PAN India Service (40–50 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

15.50% - 24%

Rate of Interest

1.5% - 3.5%

PF + GST add extra

₹1L - ₹75L

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

Foreclosure is allowed after 6 months from disbursement. Nil charges if closed with own funds. Otherwise, 4% + GST on outstanding principal if closed through balance transfer or other source.

🧩 Part-Payment Rules:

Part-payment is allowed after 6 months of loan tenure. Customers can make multiple part-payments without any limit on the number of transactions, and no part-payment charges are applicable.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 24 - 65 Years
Minimum Tranover: Yearly Above ₹20L - ₹40L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (70–80 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

15.99% - 30%

Rate of Interest

2% - 3.5%

PF + GST add extra

₹1L - ₹50L

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

Expand Details⏬

🔚 Fore-Closure Rules:

Foreclose/pre-close your business loan after paying 12 EMIs. Foreclosure charges are typically 3% + GST on the principal outstanding if closed within the first 13 - 36 months, and 2% + GST if closed after 36 months, according to the latest charge schedule Policy.

🧩 Part-Payment Rules:

Part-payment is allowed after 12 months of loan tenure. Part-payments are allowed only twice during the loan tenure & part-payment cannot exceed 25% of the principal outstanding. Applicable charges: 3% + GST, as per the loan agreement.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹20L - ₹30L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (40–50 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

16.50% - 25%

Rate of Interest

2% - 3.5%

PF + GST add extra

₹1L - ₹1Cr

Loan Amount

12 - 48 Months

Loan Tenure

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🔚 Fore-Closure Rules:

Foreclosure (full pre-closure) of a business loan is generally permitted only after 12 months from the date of loan disbursement. The lender charges a pre-closure fee, usually up to around 4% + GST of the principal outstanding.

🧩 Part-Payment Rules:

Part-payment is typically allowed after 12 months of the loan. Part payment up to 20% of the disbursed amount in a year may be allowed without charges; if part payment exceeds 20% in a year, a 3% + GST charge on the remaining principal may apply.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 23 - 65 Years
Minimum Tranover: Yearly Above ₹30L
Minimum CIBIL: 675 - 700+ Score
Location: PAN India Service (Only Listed Pin Codes)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

14.50% - 30%

Rate of Interest

2.5% - 3%

PF + GST add extra

₹1L - ₹90L

Loan Amount

12 - 60 Months

Loan Tenure

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🔚 Fore-Closure Rules:

You can foreclose your business loan after paying 6 EMIs. If you close the loan within 12 months, a charge of 6.5% + GST on the outstanding principal will apply. If you foreclose after 12 months, the charge will be 4.5% + GST on the remaining principal amount.

🧩 Part-Payment Rules:

Part-payment is allowed after 6 EMIs. Part-payments are allowed only twice during the loan tenure & part-payment cannot exceed 25% of the principal outstanding. Applicable charges 4.5% + GST may apply as per the loan agreement.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹20L - ₹40L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (75 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

19.50% - 28%

Rate of Interest

2.5% - 4%

PF + GST add extra

₹1L - ₹20L

Loan Amount

12 - 36 Months

Loan Tenure

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🔚 Fore-Closure Rules:

You can foreclose your loan after a minimum of 6 EMIs. Charges 7% + GST on principal outstanding (as per policy structure).

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 23 - 65 Years
Minimum Tranover: Yearly Above ₹20L - ₹50L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (40–50 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

14.50% - 23%

Rate of Interest

2% - 4.5%

PF + GST add extra

₹1L - ₹80L

Loan Amount

12 - 60 Months

Loan Tenure

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🔚 Fore-Closure Rules:

Foreclosure is allowed after 1 month of EMIs have been paid. If you choose to pre-close the loan after 1 month, a foreclosure charge of 4% + applicable GST will be levied on the outstanding principal amount at the time of closure.

🧩 Part-Payment Rules:

Part-payment is permitted after 1 month from disbursement. A charge of 4% + applicable GST will apply on the part-payment amount made. The charge is calculated only on the amount being prepaid.

Rating:
Processing Time: Minimum 1 - 3 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹30L - ₹40L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (Only Listed Pin Codes)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

16.50% - 36%

Rate of Interest

3.5% - 5%

PF + GST add extra

₹1L - ₹75L

Loan Amount

12 - 60 Months

Loan Tenure

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🔚 Fore-Closure Rules:

Pre-payments can be made only after completing 6 months of EMIs. If the loan is foreclosed between 6–17 months, a charge of 7% + GST on the principal outstanding will apply. For foreclosure between 18–23 months, the charge is 5% + GST, & between 24–35 months, the charge reduces to 3% + GST on the outstanding principal. If the loan is foreclosed after 36 months, no foreclosure charges are applicable.

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹20L - ₹40L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (70 KM Geo Limit)
Business Category: Sole Proprietors, Partnership Firms, Self-Employed Professionals, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

17.50% - 36%

Rate of Interest

2.5% - 5%

PF + GST add extra

₹1L - ₹10L

Loan Amount

12 - 36 Months

Loan Tenure

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🔚 Fore-Closure Rules:

Foreclosure is allowed after a minimum of 6 EMIs. Up to 5% + GST on principal outstanding (as per policy structure).

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 2 - 3 Days
Age Limit: 21 - 65 Years
Minimum Tranover: Yearly Above ₹20L - ₹50L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (Only Listed Pin Codes)
Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

17.25% - 26%

Rate of Interest

1.5% - 3%

PF + GST add extra

₹1L - ₹35L

Loan Amount

12 - 60 Months

Loan Tenure

Request Now

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🔚 Fore-Closure Rules:

Foreclosure is allowed after a minimum of 6–12 EMIs. Charges up to 4% + GST on principal outstanding (standard policy structure)

🧩 Part-Payment Rules:

Part-prepayment is generally NOT allowed.

Rating:
Processing Time: Minimum 2 - 5 Days
Age Limit: 23 - 65 Years
Minimum Tranover: Yearly Above ₹30L - ₹50L+
Minimum CIBIL: 700+ Score
Location: PAN India Service (Only Listed Pin Codes)
Business Category: Sole Proprietors, Partnership Firms, Pvt Ltd & LLP Companies, Retailers & Traders, Manufacturers, & Service Providers Only
Doc's Required: PAN Card, Masking Aadhaar, OHP, Udyam Certificate, 3 Years Trade Licence, 1 Year GST Return, 2 Years ITR Return & 6–12 Year Bank Statement
Loan Options: Digital Process to Get Fresh Loan, Top-Up Loan, No Balance Transfer Options Available
*T&C Apply as per credit policy*

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Frequently Asked Questions❓

A business loan is a financing solution designed to support business needs such as working capital, expansion, equipment purchase, inventory management, or cash flow requirements. It helps businesses grow without disturbing daily operations and provides flexible repayment options.

Self-employed individuals, proprietors, partners, and company directors aged 21–65 years with a stable business income are eligible. Eligibility depends on business vintage, turnover, profit, credit score, and financial stability.

Business loan interest rates generally start from 10.50% per annum and vary based on business profile, turnover, credit history, loan amount, and tenure. Additional charges may include processing fees, late payment penalties, prepayment, or foreclosure charges depending on the lender.

Required documents usually include PAN card, Aadhaar card, business proof, bank statements (last 6–12 months), GST returns, ITR, and financial statements. Document requirements may vary based on business type and lender.

Business loan amounts typically range from ₹1 lakh to ₹5 crore or more, depending on business turnover, profitability, credit profile, and repayment capacity. Strong financials improve eligibility for higher loan amounts.

Business loan repayment tenure usually ranges from 12 months to 72 months. Longer tenure reduces monthly EMI, while shorter tenure helps lower the total interest cost. Borrowers should choose tenure based on cash flow.

Yes, most banks and NBFCs offer online business loan applications with digital documentation, quick approval, and fast disbursal. Many lenders provide approval within 24–72 hours, making the process convenient and fast.

Business loans can be secured or unsecured. Small business loans often do not require collateral, while higher loan amounts may need property or asset security. Requirements vary by lender and loan amount.

Yes, most lenders allow business loan foreclosure or part-payment after a lock-in period. Early repayment helps reduce interest cost, though prepayment or foreclosure charges may apply depending on lender policy.

Yes, banks and NBFCs follow RBI guidelines and use advanced encryption technology to secure your business and financial data. Your information is shared only with authorized lenders, ensuring a safe and transparent loan application process.

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